Encore Relationship Rewards

Two ways to earn rewards.

Only U.S. Bank rewards you for making purchases and taking payments.


Earn cash back or points with a U.S. Bank business rewards credit card.
Earn cash back or points on net payment processing volume.
Earn cash back or points with a U.S. Bank Business Rewards credit card.
Earn cash back or points on net payment processing volume.
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More rewards

Earn up to $2,880 cash back or 240,000 points annually on your net processing volume with Encore Relationship Rewards.*

(when you meet your monthly cap for a 12 month rolling period from your enrollment date).

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U.S. Bank exclusive

We're the only bank that rewards you for taking payments and making purchases.

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Free registration

Apply for a business rewards credit card, apply for a payment solutions account. Then register for Encore Relationship Rewards—it's free and easy.

Rewards by the numbers

Here are the earn rates and maximums for payment processing rewards. These rewards are in addition to rewards earned on your card purchases.

Cash Back Travel Rewards
Registration fee $0 $0
Earn rate for every $2,000 in credit and debit card payments you accept from your customers $1 100 points
Monthly earning cap $240 20,000 points
Potential annual earnings*
(when you meet your monthly cap for a 12-month rolling period from your enrollment date).
$2,880 240,000 points
1: Apply for a U.S. Bank business rewards credit card
2: Apply for a U.S. Bank payment solutions account
3: Register for Encore Relationship Rewards

To get started, you'll need a U.S. Bank business rewards credit card. Choose from cash back, travel, points, and more.

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Cash Back

Earn up to 3% cash back on cellular, gas, and office supply store eligible net purchases1 and 1% cash back on all other eligible net purchases.1 Plus a 25% annual bonus (up to $250).2

SPECIAL OFFER
Earn $200 cash back after you spend $1,000 in eligible net purchases on a single card in the first 90 days.3

Apply Now Learn More

Travel Rewards

Earn 2X FlexPoints in the category where you spend the most each billing cycle—either gas, office supplies or airlines.4

SPECIAL OFFER
Earn 20,000 bonus FlexPoints when you spend $2,000 in the first 4 months.5

Apply Now Learn More
Make it easy for customers to pay you with state-of-the-art payment processing solutions. All credit card transactions will be protected with the latest technology—giving you and your customers peace of mind.
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Terminal Offer
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terms
2.65% & $0.19 Card Swiped
3.5% & $0.19 Key Entered
$10 Monthly Fee
$399.00 Ingenico iCT250
Apply Now Learn More
Mobile Offer
Scanner
terms
2.65% & $0.19 Card Swiped
3.5% & $0.19 Key Entered
$10 Monthly Fee
$0.00 VirtualMerchant Mobile
& aDynamo Card Reader
Apply Now Learn More
Card Family

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Ready to earn more rewards?

If you have both a U.S. Bank business rewards credit card and a U.S. Bank payment solutions account, you're ready to register for Encore Relationship Rewards.

You will need:

  • The Corporate Processing Number (CPN) from your credit card monthly billing statement.
  • The last four digits of your credit card number.
  • The merchant number on your payment solutions merchant statement.

Register Now

Already have both a U.S. Bank business rewards credit card and payment solutions account?